Workshop description:

Credit scores can be somewhat of a mystery, especially if you or a member you are helping feel they have done everything right, but still don’t have a stellar score. Having a less than stellar score can impact a number of things in a person’s life, including: 

• Access to credit and loans 
• Interest rates and terms 
• Employment opportunities 
• Insurance rates and premiums 
• Utilities and cell phone contracts 

In this course we are going to demystify how credit scores are calculated, and what to do to build a great credit score for you, and your members.   

What participants will learn: 

• How credit reports and scores started 
• How a score works and the various scores out there 
• The 5 scoring factors 
• How these factors impact a persons credit score 
• The Do’s and Don’ts of credit 
• How to build a great credit score and fix a poor one 
• What credit scores don’t consider 

25+ years of credit union sales and leadership experience